Financial Planning and Investing – Coaching Quotes and Tips

Coaching Tips and Advice from Finance Experts

Financial Planning and Investing – Coaching Quotes and Tips – Summary

10 Finance Experts of Influence
Personal Finance Quotes and Advice from Finance Experts
Investment Planning Quotes and Advice from Finance Experts
Wealth Management Quotes and Advice from Finance Experts
Financial Planning Quotes and Advice from Finance Experts
Finance Quotes and Advice from Finance Experts
Interesting Facts and Insights about Financial Planning and Investing
Top 7 Tips for Financial Planning and Investing
Books About Financial and Investment Advice
Questions about Financial Planning and Investing?
Videos about Financial Planning and Investing

Financial Planning and Investing

Coaching quotes and advice from Financial Planning and Investment Experts can provide insights to help illuminate your journey. These financial quotes and tips can help you to maximize your financial returns from your Career and Business journey.

10 Finance Experts of Influence

These experts have been ranked multiple times in various authority lists as experts in Financial Planning and Investment strategies. These experts have demonstrated significant influence through their books, media appearances, and various publishing platforms.

Dave Ramsey
- David Ramsey III (born 1960) is a radio show host, author, and businessman. Ramsey’s syndicated radio program, The Dave Ramsey Show, is heard on more than 500 radio stations throughout the United States and Canada. He also broadcast audio and video on various platforms, YouTube, as well as his website: DaveRamsey.com.
Suze Orman
- Susan Orman (born 1951) is an author, financial advisor, and television host. The Suze Orman Show began airing on CNBC in 2002, running for 13 years in the U.S. and internationally. Orman has written nine bestselling books about personal finance. She was named to the Time 100 list of influential people.
David Bach
- David Bach (born 1966) is a financial author, television personality, entrepreneur and founder of FinishRich.com. Bach, is best known for his Finish Rich Book Series and Automatic Millionaire Series of motivational financial books. He has over seven million copies in print. Several of Bach’s books have been national bestsellers and on several bestseller lists.
Ramit Sethi
- Ramit Sethi (born 1982) is a personal finance advisor and entrepreneur. Sethi is the author of the best-seller, I Will Teach You to Be Rich and founder and owner of several websites. Sethi has published multiple online courses.
Farnoosh Torabi
- Farnoosh Torabi (born 1980) is a journalist, author, and personal finance expert. Farnoosh’s advice has been featured in the NY Times, The Wall Street Journal, Forbes and Fortune. She has also appeared on all major news and talk shows.
Peter Lynch
- Peter Lynch (born 1944) is an investor, mutual fund manager, and philanthropist. As the manager of the Magellan Fund at Fidelity between 1977 and 1990, Lynch averaged over 29% annual return, more than doubling the S&P 500 market index. He managed the best-performing mutual fund in the world, increasing Assets under management from $18 million to $14 billion.
Mohamed El-Erian
- Mohamed El-Erian (born 1958) is a businessman, chief economic adviser at Allianz, and served as CEO and co-chief investment officer for PIMCO between 2007 and 2014. He served as chair of President Obama’s Global Development Council and is a columnist for Bloomberg and the Financial Times.
Benjamin Graham
- Benjamin Graham (1894 – 1976) was an investor, economist, and professor. He is widely known as the “father of value investing,” and wrote two of the founding books on investing. His book “Security Analysis” (1934) was written with David Dodd, and he then followed it up with “The Intelligent Investor” (1949). His investment philosophy stressed investor psychology, minimal debt, buy-and-hold investing, fundamental analysis, diversification, and contrarian mindsets.
Warren Buffett
- Warren Edward Buffett (born 1930) is a business magnate, investor, and philanthropist who serves as the chairman and CEO of Berkshire Hathaway. He is considered one of the most successful investors in the world and has a net worth of over US$80 billion making him one of the wealthiest people in the world.
Barbara Corcoran
- Barbara Ann Corcoran (born 1949) is a businesswoman, investor, consultant, columnist, author, and television personality. She began her career in the 1970s with real estate, then became a television personality as a “Shark” investor on ABC’s Shark Tank.

“Wasting money and hurting the planet go hand in hand.”
– David Bach

Personal Finance Quotes and Advice from Finance Experts

“What determines your wealth is not how much you make but how much you keep of what you make.” – David Bach

“Do not save what is left after spending; instead spend what is left after saving.” – Warren Buffett

“People first, then money, then things.” – Suze Orman

“We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey

“The fact is, none of us really has a choice: We are all playing the money game whether we want to or not. The only question is: Are we winning?” – David Bach

“There is a limit to how much you can cut but there is no limit to how much you can earn.” – Ramit Sethi

“You don’t get what you deserve. You get what you negotiate.” – Farnoosh Torabi

“My best successes came on the heels of failure.” – Barbara Corcoran

“There are no shortcuts when it comes to getting out of debt.” – Dave Ramsey

“My core philosophy is spend less than you make. Don’t waste money on little things (the Latte Factor – small amounts of money you spend can add up to a fortune).” – David Bach

Suze Orman

“Don’t react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.” – Dave Ramsey

“But investing isn’t about beating others at their game. It’s about controlling yourself at your own game.” – Benjamin Graham

“The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.” – Dave Ramsey

“The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.” – Suze Orman

“The earlier you start saving, and the more consistently you do it, the more likely you are to become a millionaire later in life.” – Farnoosh Torabi

“Those who do not remember the past are condemned to repeat it” – Benjamin Graham

“The 85 Percent Solution: Getting started is more important than becoming an expert.” – Ramit Sethi

“Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.” – Suze Orman

“We buy things we don’t need with money we don’t have to impress people we don’t like.”
– Dave Ramsey

Investment Planning Quotes and Advice from Finance Experts

“The intelligent investor is a realist who sells to optimists and buys from pessimists.” – Benjamin Graham

“Investors should invest on what they know. The biggest mistake is to invest on what they don’t know.” – Mohamed El-Erian

“Go for a business that any idiot can run – because sooner or later any idiot probably is going to be running it.” – Peter Lynch

“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” – Dave Ramsey

“People who succeed in the stock market also accept periodic losses, setbacks, and unexpected occurrences. Calamitous drops do not scare them out of the game.” – Peter Lynch

“Saving is for a short-term goal that you hope to reach within five years or so. Investing is for the long term.” – Suze Orman

“In the short run, the market is a voting machine but in the long run, it is a weighing machine.” – Benjamin Graham

“This is one of the keys to successful investing: focus on the companies, not on the stocks.” – Peter Lynch

“Investing is the single most effective way to get rich. By opening an investment account, you give yourself access to the biggest moneymaking vehicle in the history of the world: the stock market.” – Ramit Sethi

“It’s not too late for you to become rich – if you start today.” – David Bach

“Finding opportunity is a matter of believing it’s there.” – Barbara Corcoran

“Some of the most important things to look for when checking underneath a fund’s hood are its fees.” – Suze Orman

“As a whole, investors should welcome attempts to safeguard the integrity of markets. You need very clear rules applied to markets.” – Mohamed El-Erian

“It’s more important to get started than to spend an exhaustive amount of time researching” – Ramit Sethi

“People who invest make money for themselves; people who speculate make money for their brokers.” – Benjamin Graham

“Most of the things we buy are wants. And we call them needs, but they’re wants.” – Dave Ramsey

David Bach

“You want your diversified stock portfolio to include stocks from different industries, large companies, small companies, companies here in the United States, foreign companies, new companies, and old companies.” – Suze Orman

“Albert Einstein once said that the most miraculous phenomenon he knew was the miracle of compound interest.” – David Bach

“Buy a stock the way you would buy a house. Understand and like it such that you’d be content to own it in the absence of any market.” – Warren Buffett

“Some of the most important things to look for when checking underneath a fund’s hood are its fees.”
– Suze Orman

Wealth Management Quotes and Advice from Finance Experts

“Pray like it all depends on God, but work like it all depends on you.” – Dave Ramsey

“Most investors would be better off in an index fund.” – Peter Lynch

“You don’t need to be wealthy to invest, but you need to invest to be wealthy.” – Farnoosh Torabi

The great truth about money is that in order to keep it and grow it, you have to fight for it. – David Bach

“Although some people are limited by circumstances, most people will never get rich simply because they have poor attitudes and behaviors about money.” – Ramit Sethi

“When looking at the same sky, people in mature industries see clouds where people in immature industries see pie.” – Peter Lynch

“If you’re minding someone else’s business, no one is minding yours.” – Barbara Corcoran

“The stock market is designed to transfer money from the active to the patient.” – Warren Buffett

“Falling entry barriers and lower access costs have significantly democratized participation, whether in production or consumption.” – Mohamed El-Erian

“How we behave toward our money, how we treat our money, speaks volumes about how we perceive and value ourselves. If we aren’t powerful with money, we aren’t powerful period.” – Suze Orman

“Big companies have small moves, small companies have big moves.” – Peter Lynch

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!” – Dave Ramsey

Most of us fall into one of two camps regarding our money: We either ignore it and feel guilty, or we obsess over financial details by arguing interest rates and geopolitical risks without taking action. Both options yield the same results – none. – Ramit Sethi

“Don’t ever put your entire financial fate in someone else’s hands.” – David Bach

“The extravagance of any corporate office is directly proportional to management’s reluctance to reward the shareholders.” – Peter Lynch

“You don’t need to be wealthy to invest, but you need to invest to be wealthy.”
– Farnoosh Torabi

Financial Planning Quotes and Advice from Finance Experts

“Owning a home is a keystone of wealth – both financial affluence and emotional security.” – Suze Orman

“A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey

“There is a limit to how much you can cut but there is no limit to how much you can earn.” – Ramit Sethi

Farnoosh Torabi

“If you own dozens of stocks, you will minimize the chance that any single problem will sink your ship.” – Suze Orman

“There’s no such thing as job security.” – Farnoosh Torabi

“Remember that the stock market is a manic depressive.” – Warren Buffett

“A latte spurned is a fortune earned.” – David Bach

“Abnormally good or abnormally bad conditions do not last forever.” – Benjamin Graham

“Time is on your side when you own shares of superior companies.” – Peter Lynch

“Talking about money with your partner might sound awkward, but I promise you it doesn’t have to be painful. As corny as it sounds, it can actually bring you closer together – if you know what to ask and you stay calm.” – Ramit Sethi

“We have to develop a healthy, honest relationship with our money. And we have to see this relationship as a reflection of our relationship with ourselves.” – Suze Orman

“Price is what you pay. Value is what you get.” – Warren Buffett

“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” – Suze Orman

“Time is on your side when you own shares of superior companies.”
– Peter Lynch

Finance Quotes and Advice from Finance Experts

“What you earn is sometimes just a factor of what your industry or company is willing to pay you. It doesn’t mean you work harder or have a more meaningful job. It doesn’t imply you’re smarter or better at negotiating a salary. It doesn’t convey that you went to a better school or are more ‘ambitious’ or have stronger skills. It is what it is. A neurosurgeon will always make more than a kindergarten teacher, but both bear equal weight in so many more important categories than money.” – Farnoosh Torabi

“Measure your wealth not by the things you have, but by the things for which you would not take money.” – Dave Ramsey

“Know what you own, and know why you own it.” – Peter Lynch

“You only have to do a very few things right in your life so long as you don’t do too many things wrong.” – Warren Buffett

“Whatever you do, negotiate the hell out of big-ticket purchases. This is where, if you plan ahead, time can take the place of money.” – Ramit Sethi

“Women fake orgasms and men fake finances.” – Suze Orman

“A latte a day keeps retirement away” – David Bach

“In business, you’re the chief salesman. Create a sense of demand, rather than waiting to have demand.” – Barbara Corcoran

“In stocks as in romance, ease of divorce is not a sound basis for commitment.” – Peter Lynch

“Nobody cares more about your money than you.”- Farnoosh Torabi

“Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle.” – Dave Ramsey

“The single most important factor to getting rich is getting started, not being the smartest person in the room.” – Ramit Sethi

“Money is not an end in itself. It is merely a tool to help us achieve some particular goal. If the way we handle our money conflicts with our personal values, we are not going to wind up living happy and fulfilled lives.” – David Bach

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” – Dave Ramsey

“Ask questions. Even the dumb ones.” – Farnoosh Torabi

Barbara Corcoran

Your life should be interesting – your investments should be boring. – David Bach

“No one’s ever achieved financial freedom with a January resolution that’s abandoned by February.” – Suze Orman

“You will be much more in control, if you realize how much you are not in control.”- Benjamin Graham

“Wasting money and hurting the planet go hand in hand.” – David Bach

“The single most important factor to getting rich is getting started, not being the smartest person in the room.”
– Ramit Sethi

Interesting Facts and Insights about Financial Planning and Investing

Your Retirements could last many years more than your money
- A male retiring at age 65 has a future life expectancy of nearly 20 years and for females, it’s 22 years in most first world countries.
- These are the averages and they are increasing steadily.
Don’t just rely on the age pension
- In many first world countries, the age pension provides less than 30% of average weekly earnings.
- Qualifying for the age pension will become more difficult in the future, given an aging population and the increasing government debt.
In the last 100 years, the Dow has made new all-time highs less than 5% of all days, but over that time it’s up over 25,000%.
In the last 50 years, the Dow is up by more than 3,000%
The Dow lost 17% in 1929, 34% in 1930, 53% in 1931 and 23% in 1932. Timing plays a big role.

Top 7 Tips for Financial Planning and Investing

DO – Create a Budget
DO – Save
DO – Avoid Bad Debt
DO – Make Investments
DO – Manage Risks
DO – Seek Professional Advice
DO – Have a Plan and Manage to your Plan or Change it.

“If you’re minding someone else’s business, no one is minding yours.”
– Barbara Corcoran

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“In stocks as in romance, ease of divorce is not a sound basis for commitment.”
– Peter Lynch

Mohamed A. El-Erian

Books About Financial and Investment Advice

Dave Ramsey

Financial Peace, by Dave Ramsey, 1992
The Total Money Makeover: A Proven Plan for Financial Fitness, by Dave Ramsey, 2003
EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches, by Dave Ramsey, 2011
Smart Money Smart Kids, by Dave Ramsey and Rachel Cruze, 2014
Dave Ramsey’s Complete Guide to Money, by Dave Ramsey, 2011
The Total Money Makeover Workbook, by Dave Ramsey, 2004
The Legacy Journey: A Radical View of Biblical Wealth and Generosity, by Dave Ramsey, 2014
The Financial Peace Planner, by Dave Ramsey, 1998
The Money Answer Book, by Dave Ramsey, 2004

Suze Orman

Women & Money: Owning the Power to Control Your Destiny, by Suze Orman, 2007
The 9 Steps to Financial Freedom, by Suze Orman, 1997
The Money Class: Learn to Create Your New American Dream, by Suze Orman, 2011
The Money Book for the Young, Fabulous & Broke, by Suze Orman, 2004
The Courage to be Rich, by Suze Orman, 1999
You’ve earned it, Don’t Lose It, by Suze Orman, 1994
Ask Suze, by Suze Orman, 1997
Suze Orman’s Protection Portfolio, by Suze Orman, 2002
Suze Orman’s Action Plan: New Rules for New Times, by Suze Orman, 2008
The Road to Wealth: A Comprehensive Guide to Your Money: Everything You Need to Know in Good and Bad Times, by Suze Orman, 2001
Suze Orman’s Financial Guidebook: Put the 9 Steps to Work, by Suze Orman, 2002
The Laws of Money, the Lessons of Life: Keep What You Have and Create What You Deserve, by Suze Orman, 2003

David Bach

The Automatic Millionaire: A Powerful One-step Plan to Live and Finish Rich, by David Bach, 2003
The Latte Factor: Why You Don’t Have to Be Rich to Live Rich, by David Bach and John David Mann, 2019
Smart Women Finish Rich, by David Bach, 1999
Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner, by David Bach, 2001
The Automatic Millionaire Homeowner: A Powerful Plan to Finish Rich in Real Estate, by David Bach, 2005
Debt Free For Life: The Finish Rich Plan for Financial Freedom, by David Bach, 2010
Start Over, Finish Rich, by David Bach, 2009
Fight for Your Money: How to Stop Getting Ripped Off and Save a Fortune, by David Bach, 2009
Go Green, Live Rich: 50 Simple Ways to Save the Earth and Get Rich Trying, by David Bach and Hillary Rosner, 2008
The Automatic Millionaire Workbook: A Personalized Plan to Live and Finish Rich. . . Automatically, by David Bach, 2005
The Finish Rich Workbook: Creating a Personalized Plan for a Richer Future, by David Bach, 2003

Questions about Financial Planning and Investing?

Where should I invest my money?
- Invest in something you understand that is selling at a great price. Options include:
  - The Stock Market
  - Investment Bonds
  - Mutual Funds
  - Savings Accounts
What is Personal Finance?
- Personal finance is the management of money and financial decision making which includes:
  - Budgeting
  - Cost Management
  - Tax Planning
  - Investment Planning
  - Retirement Planning
  - Estate Planning